Market and Economy

The Housing Boom Was No Accident

Posted on Mar 09, 2026 in Market and Economy


The Forces Behind the Housing Boom

The housing surge of the past decade did not happen by accident. To understand the sharp shift in today's housing market, it helps to understand what drove the extraordinary rise in home prices between roughly 2015 and 2022.

During those years, the cost of borrowing fell to historic lows, governments around the worl...

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The Bidding War Years - Behind the Curtain of Real Estate

Posted on Feb 20, 2026 in Market and Economy

Real estate bidding wars era sold sign over asking in Guelph housing market

Behind the Scenes of Bidding Wars

Few aspects of real estate generated as much confusion — and emotion — as bidding wars. From the outside, they sometimes appeared chaotic or unpredictable. But from within the process, there were patterns, expectations, and a rhythm that shaped how those days unfolded. To truly understand that period, it helps to wa...

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Deconstructing New Construction in a Declining Market

Posted on Feb 02, 2026 in Market and Economy


How Incentives Shift Risk Onto Buyers

The new housing market is under pressure, and incentives have become the primary tool that builders are using to get projects moving. Buyers are being offered programs that sound reassuring; two-year interest-rate guarantees, blanket appraisals, price-drop guarantees, and even job-loss funding assurances. On the...

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